Looking at Transgender/Transsexual People NOW: Band-Aid is Better Than NO Band-Aid

I would like to address my thoughts about my lovely commenters’ comments first 🙂

Meghan/Kyle:

“The United States is currently deciding on a new health care plan that would extend coverage to over 36 million people currently without insurance and create a government health insurance program. What does this do to the issue of including trans-sexual and transgender benefits in health care?”

Transgender individuals would then benefit from this coverage as well, unless they are not included in this health care plan just like other insurance plans sometimes do.  Again, the issue here would probably not be about the inclusion of transgender individuals because according to ‘House Health Reform Bill Pleases Homosexual Transgender Lobby’ online article about Obama’s Health Care Bill it states that it,  “would help LGBT people in particular obtain the improved access to health care that the Act is designed to provide” (exposeobama.com).  The major concern is whether or not the plan would include transgender procedures.

**“Why, with the current health care debate, do transgenders deserve a more expedient health care coverage process than the millions upon millions without health care, who are struggling to survive as a result of their lack of coverage?”

The reason millions upon millions of Americans do not have health care is because they cannot afford it, in my debate I do not advocate that insurance companies cover transgender individuals who cannot afford to have insurance because that obviously would not be fair.  I am speaking about those transgender people who can afford to have health care in the first place.  I understand the reality that not everyone is going to be able to have health care, but for those who can afford it and are transgender, all I am suggesting is that they require to include transgender procedures.

Katie:

**“They are currently not owned by the state, and do not need to cover services just because someone wants a certain service.”

The problem with this is, and I stated this in my debate (second paragraph, last sentence), is that they are already covering transgender related procedures; however these are only allowed for non-transgender individuals.  Why then are transgender individuals not able to get these procedures covered for themselves?  Some of the services are already being done, however insurance companies discriminate against transgender by not allowing them to also use them.  Politically, if they are not owned by the state they could do this, but where do these exclusions end? And what good are they if some procedures are already being used?

Also, in my debate, I did not mention whether insurance companies should cover all the needs of transgender individuals.  I focused on the fact that they should at least be included and for insurance companies to require to fund transgender/transsexual necessities.  I understand that “You Can’t Always Get What You Want”, however asking to be included in the plan does not suggest that the plan will pay for everything, but to know that you are included in a plan and may have the opportunity to be partially covered is better than to not be at all.

Leigh Ann:

** “Even if transgender people were provided with health insurance, how can services be made fair and of the highest quality?”

I agree with the fact that there needs to be more work on how doctors and specialists treat transgender individuals and there obviously has to be more doctors that practice transgender procedures, but again this has to do with the fact that transgender are excluded from health care at times and/or that their procedures are not being covered therefore there are less people qualified to conduct them.  For the second part of this statement, how do you measure quality?  This could be argued for non-transgender procedures as well.  How does a patient know that they are getting the highest quality?  One just assumes that their doctor is going to the best job he can do.  This changes however if whoever is administrating care is discriminatory against transgender individuals, which you point out; but this is not only an issue that only transgender people deal with, other groups also deal with this.

Jamie:

** “In order for the individual to change his/her lifestyle and to be socially recognized as the opposite sex, it is not always necessary to undergo any sort of surgical procedure”

Yes this is very true.  Not every individuals needs to have a sex change, because ultimately this depends on the person.  As I mentioned before in my debate, not every individual is going to need or want the same procedure.  However, what it feels like you are trying to say is that because there are other ways to feel of the opposite sex that surgical procedures are not necessary, which is assuming that people can stand and deal with their biological sex.  For transgender individuals undergoing surgical procedures is a necessity, they are trapped in a body that they do not want to be in, this affects their lifestyles on a day to day basis.  Also, just because some do not need to undergo a surgical procedure does not mean that it would be fair to get rid of this option, because there are those who absolutely need it.

Ashley:

**“This argument seems a little shaky because it does conjure up a parallel to a person who was born with a less than desirable body (as portrayed by mainstream society: thin, muscular, curvy, white) and has always wanted the kind of body that would gain more attention, or one that would not be a subject of teasing or ridicule”

I understand the story about the women who get ridiculed for being flat chested.  Confession time, I too am self conscious about my breast; I have been made fun of as well, however I am comfortable with my biological sex and what it means to me to be a womyn.  I love the fact that I have what I have because my mind is also comfortable with it.  The women that you are describing are the ones that are self conscious about what she has, for transgender individuals it has to with more than that.

There is a difference between disliking your body for how it looks like and another for disliking your body for what it is, in other words most transgender individuals cannot stand their biological sex to the point that they want to completely change it, whereas breast augmentations deals with altering your body to make it look ‘better’.  I also do not believe that transgender change their bodies to get attention, most do it because it is necessary for themselves and not for what others may see it, which is what the women who is insecure about her breast is ultimately doing it for others.

Ashley/Jamie:

**“The bottom line is that the doctor is in no way kept from reaching his or her potential by insurance companies refusing to cover transsexuals’ surgeries.”

By looking at this in your perspective I agree, maybe what I was trying to say was the following: Insurance companies are keep doctors from potentially performing more surgeries than they otherwise would if insurance could cover these procedures.  But, because many transgender individuals cannot afford these procedures because without health insurance to cover at least part of the total cost, surgery becomes out of the question.

Now I would like to say a few things about my opposing side 🙂

Rachel, I really enjoyed reading your debate because you brought a new concept to the question.  I do agree with you when you state that transgender individuals should not be viewed as individuals with a mental disorder.  But I disagree with when you state that until the medical community changes this term that transgender individual should not be covered under health insurance.  My questions for you are the following ones: While you stand on this principle, what are people suppose to do in the meantime?  You cannot forget about the fact that transgender individuals are still going to be suffering inside their own bodies until they are able to obtain help to be able to pay for their transgender procedural needs.  According to ‘The National Coalition for LGBT Health’ article studies of transgender populations have reported, “suicidal ideation rates as high as 64% and suicide attempts rates ranging from 16% to 37% with most attributing their ideation or attempts to their gender identity issues” (2).  Though this term is not the best term to use interchangeably for transgender individuals, I believe that the movement to require insurance companies to provide cover should not be put to halt for this issue because it is a necessity that needs to be taken care of now rather than later.

Also, what are you proposing on doing to change this?  And how long is it going to take? Equality for transgender individuals is going to take a long time, time which some transgender people cannot wait for.  It reminds me about what we talked about in class today and of the individual with a rock on their head; is it fair for them to be waiting while they could be doing something to change it?  You say that insurance companies should not be require to cover because they are treating this like an illness and by doing so they are in a way prohibiting transgender equality; however I believe that including transgender procedures in health insurance is an important step that acknowledges transgender individuals rather than completely ignoring their necessities.  Lastly, I would like to comment on your analogy, “This, to me, is similar to putting the band-aid on top and expecting all the hurt to instantly go away”; to this I would like to say that though the bandage is not going to take the pain completely away, it is better to have the bandage then to have no bandage at all.  Though I do not agree with the terms used either, I would rather have transgender individuals get covered than excluding them altogether.

http://www.exposeobama.com/2009/11/09/house-health-reform-bill-pleases-homosexual-transgender-lobby/

2 Responses to “Looking at Transgender/Transsexual People NOW: Band-Aid is Better Than NO Band-Aid”

  1. Meghan Lee says:

    After reading the response from Irma regarding my comment I looked into the issue of LGBT health care coverage in the Affordable Health Care for America Act a little closer. Irma states that “Transgender individuals would then benefit from (the Affordable Health Care for America Act) as well, unless they are not included in this health care plan just like other insurance plans sometimes do.” The big issue I have with this statement is the “unless they are not included.” After reading sections of the proposed bill I believe that the not being included is a relatively high possibility. Section 214: Nondiscrimination in Benefits of the bill states “A qualified health benefits plan shall comply with standards established by the Commissioner to prohibit discrimination in health benefits or benefit structures in qualifying health benefit plans.”(House of Representatives AHCAA bill) Given my interpretation of this statement, this has already been overruled with the Stupak Amendment – discrimination on the basis of sex, sexual behavior, and the choices on makes. Also the “Commissioner” whoever that is, will get to make the standards for discrimination. He or she could be influenced in many different ways and by many different people to exclude transgender individuals from the non-discrimination list.

    Section 252 of the AHCAA, Prohibiting Discrimination in Health Care, holds slightly more promise than Section 214 that LGBT individuals will have their needs met but still relies on one person, the Secretary of Health and Human Services.

    Section 252 Prohibiting Discrimination in Health Care
    (a) INGENERAL.—Except as otherwise explicitly permitted by this Act and by subsequent regulations consistent with this Act, all health care and related services (including insurance coverage and public health activities) covered by this Act shall be provided without regard to personal characteristics extraneous to the provision of high quality health care or related services.
    (b) IMPLEMENTATION.—To implement the requirement set forth in subsection (a), the Secretary of Health and Human Services shall, not later than 18 months after the date of the enactment of this Act, promulgate such regulations as are necessary or appropriate to insure that all health care and related services (including insurance coverage and public health activities) covered by this Act are provided (whether directly or through contractual, licensing, or other arrangements) without regard to personal characteristics extraneous to the provision of high quality health care or related services.

    I would like to point out a portion of the “ingeneral” piece- “all health care and related services covered by this act shall be provided without regard to personal characteristics.” When thinking of LGBT, especially the “t” individuals, this would meet the needs of providing them coverage. The implementation is where we get off track due to whatever decision is made by the Secretary of Health and Human Services. Also this still does not outline if the certain procedures transgender individuals would like to have access to and coverage for will be included in the health care plan.

    This could be a great chance, with the option of public health care, for the government to include all people and procedures in their policy but there is a very slim chance that they will do that, which for me is unsettling. If it were to happen this would be one step closer to “justice for all” that I am sure the 10 year old boy from Arkansas, brought to our attention by Colleen, would approve of.

    Affordable Health Care for America Act, pdf
    docs.house.gov/rules/health/111_ahcaa.pdf

  2. Katie Cummings says:

    Irma, you hit the nail on the head with “There is a difference between disliking your body for how it looks like and another for disliking your body for what it is.” I truly believe that if everyone understood transsexualism in this way, transgender patients who can afford health care would get their coverage. Unfortunately, this is currently not the case.
    However, I still disagreed with part of your debate. Saying that insurance companies “are already covering transgender related procedures; however these are only allowed for non-transgender individuals.” That is not how I would look at the situation. The insurance companies are allowing procedures that are for non-transgender people and their non-transgender issues. It is a coincidence that transgender people have the same service to cover their transgender needs. While the procedure is the same, the reason is not the same. Non-transgender people are treating an illness; transgender people do not have an illness that requires this surgery.
    I am confused by your response to Leigh Ann’s comment. You say, “there are less people qualified to conduct them (the transgender procedures).” Based on your comments to my questions I was under the assumption that the transgender procedures were largely being performed on non-transgender people. I understand that there may not be enough specialists however; you cannot force people to study a certain topic just because there are not enough people in that field.